Protecting Yourself Against Phishing Emails and Online Fraud
Fake e-mail messages sent to you for the purpose of stealing personal and financial information are among the most common types of e-mail fraud. Disguised as legitimate e-mail and claiming to be from sources you trust, these messages attempt to entice you to provide various types of personal and confidential information, including online IDs and passcodes, Social Security numbers and account numbers.
Waggoner National Bank will never ask for sensitive information from you via email (ex. Social Security number, access ID, passcode or account number.)
The number and sophistication of phishing scams sent out to consumers is continuing to increase dramatically. While online banking is safe, as a rule you should be careful about giving out your personal financial information over the Internet.
- Never click on links in emails --Type the website address in the address bar of your internet browser, or use your browser's bookmark/favorites feature to visit the website.
- Be suspicious of any email with urgent requests for personal financial information.
- Avoid filling out forms in email messages that ask for personal financial information.
- Always ensure that you're using a secure website when submitting sensitive information via your Web browser to make sure you're on a secure Web server, check the beginning of the Web address in your browsers address bar - it should be "https://" rather than just "http://".
- Regularly log into your online accounts to check your bank, credit and debit card statements to ensure that all transactions are legitimate.
- Ensure that your browser is up to date and security patches applied to your computer's operating system. Most software providers offer fee security patches; e.g. see the Microsoft Security home page -- http://www.microsoft.com/security/.
- Visit www.ftc.gov/spam to learn other ways to avoid email scams and deal with deceptive spam.